Suffering an injury in a car accident, whether it occurred on Interstate 64, Interstate 264, Virginia Beach Boulevard, etc. places tremendous stress on the victim. They are left damaged physically, emotionally, and financially. If you suffered harm in a collision, you may have grounds to pursue financial restitution through a personal injury claim. This claim is filed against the other driver’s auto insurance company. It is important to understand the basics of negotiating a car accident settlement in Virginia so you have an idea of what to expect during the process and why it makes sense to hire an experienced car accident lawyer in Virginia Beach.
#1 Seek Immediate Medical Treatment and Follow the Advice of Your Doctor
Going to the emergency room, or your primary care physician, shortly after the collision is important. Why? Because auto insurance adjusters will review the timeline of the accident and when you received medical treatment. If there is a gap in time between when you sought treatment and when the wreck occurred, it could raise a red flag with the adjuster. The same issue arises if you do not follow the advice and recommended treatment plan of your doctor. If you skip appointments, the adjuster could argue that you must not have been hurt that bad if you were comfortable missing physical therapy sessions and other appointments.
#2 Keep Good Records
You should always have copies of everything that deals with the accident including:
· Copy of the police report
· Medical records
· ER visit records
· Physical therapy records
· Mechanic’s estimate of auto damages
· Records showing lost income
All of these documents are beneficial to have when filing a claim and during settlement negotiations. You should also keep a journal describing how your injuries have adversely effected your life, including missing out on important family occasions, not being able to play with your kids, etc.
#3 Speak to an Experienced Auto Accident Attorney in Virginia Beach to Help Evaluate Your Claim
If you suffered a serious injury in a car wreck, you should devote your time to recuperating and getting your life back in order. You should hire an attorney and let them haggle with the insurance adjuster on your behalf. When you sit down with an attorney during a free, confidential consultation, they can provide a general assessment of your potential claim. Your lawyer will ask about the harms and losses you suffered and other pertinent details, including:
· Where the accident happened
· Costs of past, current and future medical care
· Income that you have lost due to personal injuries
· Income you may lose in the future due to personal injuries
· Pain and suffering
· Cost of repairing or replacing the vehicle
#4 Detailed Demand Letter Sent to the Adjuster
After you complete treatment, your car wreck attorney in Va Beach will review your medical records, lost wages, and other damages to help draft a demand letter that will be sent to the auto insurance company. The letter typically includes the following information:
· Description of the accident
· Police report information that shows other party was at fault
· Medical treatments to date
· Personal injury description
· Limitations and symptoms you are suffering
· Lost time from work
· Damage to your vehicle
· How accident affected you and your family
The adjuster and your lawyer will engage in settlement negotiations. If a fair and reasonable settlement cannot be reached, your attorney can file a lawsuit in a Virginia Beach civil court.
Contact the experienced personal injury attorneys at Shapiro & Appleton to schedule your free case review. We have a track record of securing sizable settlements and verdicts for our clients. You can fill out the quick contact form on this page, call our office, or click the Live Chat button to begin.